Roth 401(K) Roadmap For Employers.

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Roth 401(K) Roadmap For Employers.

On December 30, 2005, the U.S. Internal Revenue Service (IRS) issued final regulations providing guidance on designated Roth (Roth 401(k)) contributions under section 402A of the Internal Revenue Code. The basic appeal of Roth 401(k)s is the same as for Roth IRAs-when future qualified distributions are made, they are tax-free, and earnings on the original contributions are tax-free as well.

Although further guidance on Roth 401(k)s is anticipated later this year, plan sponsors may implement Roth 401(k) provisions effe...

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